February 4th, 2026, marks the arrival of Lap Chun (立春) or the “Beginning of Spring.” In feng shui, this is the solar date for the start of the Year of the Fire Horse, when it is particularly auspicious to deposit money into the bank to “seed” your wealth for the coming year.
Why Deposit on February 4th?
The act of depositing money during Lap Chun is symbolic of planting a seed. Just as farmers once sowed their fields on this day to ensure a bountiful harvest, modern practitioners “sow” cash into their accounts to invite in a steady flow of income. Since the Year of the Horse is expected to be turbulent and unpredictable, timing your “wealth activation” is crucial to riding that momentum successfully.
In 2026, Lap Chun officially starts at 4:02 AM. Refer to the chart below to determine the best times to deposit your money, based on your animal sign.
Auspicious Banking Hours
To boost your luck further, wear the colours red or blue while depositing your money, and deposit lucky amounts like $8, $18, $88, $118, $888, etc to ensure financial growth and stability.
![Pinterest](https://pinterest.com/pin/create/button/?url=https://www.wofs.com/activate-extra-wealth-luck-on-lap-chun-day/&media=https://www.wofs.com/wp-content/uploads/2026/01/activate-extra-wealth-luck-on-lap-chun-day-main.jpg&description=Find out when it is particularly auspicious to deposit money into the bank to "seed" your wealth for the Year of the Fire Horse 2026){kind=link}